To ensure that our client’s needs and objectives are met, we run through a systematic process to ensure the best outcomes are achieved.Assessing your needs
We will ensure we take the time to discuss your needs and circumstances with you giving you the opportunity to determine which type of loan is most suitable. This process involves collecting and providing necessary supporting documents which will be advised to you given your personal situation.
Upon gaining a clear understanding of your financial position and goals, we will discuss the various options available taking into consideration all factors such as financial comparisons, mortgage repayments, and fees.
Finding a suitable loan
Based on your needs, we use our sophisticated software database system to conduct searches of hundreds of mortgage products from many different lenders, including major banks, smaller banks and other institutions. This system is updated daily ensuring details of all the latest offerings can be compared. With our research conducted, you will then receive a recommendation which will suit your needs.
Managing the process
Once you decide to proceed, we ensure that you are given a helping hand to complete necessary paperwork, provide further information and liaise with the lender on your behalf. This will include the completion and submission of your applications and the on-going communication between all parties until your home loan is approved and settled.
Provide advice at every step
There are many steps in the loan process which does not stop once you have settled your loan. We pride ourselves on being great, so are sure to help you from your initial steps, such as gaining pre-approval right through to rearranging your lending structure a later stage in time.